The term blacklist refers to a list of people, organizations, or countries that are shunned or excluded by others because they are alleged to have engaged in unacceptable or unethical behaviour or activities.
This is an easy way to check if you have been blacklisted
Credit bureau TransUnion has launched its ‘SMS for your credit record’ service, to help South Africans with a credit check
When last did you check your credit score? The answer is most likely “never”. Despite SA’s credit bureau being compelled to provide consumers with one free check a year‚ less than 3% of the country’s 24.25-million credit-active people take advantage of that. Most only discover that they have one or more adverse listings on their record — usually referred to as “blacklistings” — when they apply for credit and are turned down.
TransUnion‚ SA’s largest credit bureau‚ is hoping to change that with its “SMS for your credit record” service‚ launched on Tuesday. The new service allows consumers to get an instant snapshot of their creditworthiness via their cellphone‚ even if it is not a smartphone. “The product is vital in SA‚ where smartphone penetration is moderate — only 37% of people use smartphones‚ with 52% relying on phones without connectivity — and credit awareness is low‚” said TransUnion SA’s senior director Garnet Jensen. “Our goal is to help all South Africans understand
How do I know if I am blacklisted?
The information about the blacklisting can be found in your credit profile as held by the Major Credit Bureaus:- Transunion Credit Bureau; Experian Credit Bureau; Compuscan Credit Bureau and Xds Credit Bureau.
How long do you stay blacklisted?
Once you have been blacklisted you will have a bad credit record for anything from 2 – 10 years, depending on the type of listing that you have against you, but even after this period of time, a judgment can be issued against you if you have not paid the money that you owe.
What happens if a person is blacklisted?
What Happens When a Person Is Blacklisted? Blacklisting is intended to deprive a person of the ability to make a living. Professional ties are cut. The person’s reputation and status in the community are damaged.
Is a blacklist permanent?
Email blacklists are not permanent, though, and there are several actions you can take to prevent them from happening. It will also boost the odds that avoiding spam complaints and that your messages will arrive in a recipient’s inbox.