How to Start a Grocery Shop in Zimbabwe

Groceries are foods you buy at a grocer’s or at a supermarket such as flour, sugar, and tinned foods.

For an in-depth analysis of the supermarket business in Zimbabwe, purchase our business plan. We decided to introduce the business plans after noting that many Zimbabweans were venturing into the grocery store business without a full understanding of the industry, market, how to run the business, the risks involved, the profitability of the business and the costs involved, leading to a high failure rate of their businesses.

Our business plan will make it easier for you to launch and run a supermarket business successfully, fully knowing what you are going into, and what’s needed to succeed in the business. It will be easier to plan and budget as the grocery store business plan will lay out all the costs involved in setting up and running the business. The business plan is designed uniquely for the Zimbabwean market.

The grocery store business plan can be used for many purposes including:

  • Raising capital from investors/friends/relatives
  • Applying for a bank loan
  • Start-up guide to launch your supermarket business
  • As a project proposal
  • Assessing the profitability of the grocery shop business
  • Finding a business partner
  • Assessing the initial start-up costs so that you know how much to save
  • Manual for current business owners to help in business and strategy formulation


The business plan includes, but is not limited to:

  • Market Analysis
  • Industry Analysis
  • Automated Financial Statements (monthly cash flow projections, income statements, cash flow statements, balance sheets, break-even analysis, loan repayment calculations, start-up costs)
  • Marketing Strategy
  • Risk Analysis
  • SWOT & PEST Analysis
  • Operational Requirements
  • Operational Strategy
  • Why some Zimbabweans in the grocery store business fail so that you can avoid their mistakes
  • Ways to raise capital to start your supermarket business in Zimbabwe

The supermarket business plan package consists of 5 files

  1. Supermarket Business Plan – PDF file (Comprehensive – 83 pages)
  2. Supermarket Business Plan – Editable Word File (Comprehensive – 83 pages)
  3. Supermarket Business Plan Bank Version – Editable Word File (Short version for applying for a loan – 45 pages)
  4. Supermarket Business Plan Automated Financial Statements – (Editable Excel file)
  5. Supermarket Business Plan Automated Financial Statements (USD Financials Version) – (Editable Excel file)

The business plan was last updated in November 2022. 

The financial statements are automated. This implies that you can change eg value of stock bought, markup etc, and all the other financial statements will automatically adjust to reflect the change. 

How much money do I need to open a grocery store?

Initial inventory can be a massive investment, sitting at around $160,000. Pre-opening expenses, including rent and insurance, can add another $10,000. These expenses, when combined with grand opening advertising, security deposits, and working capital, can easily surpass $500,000.

How do I start my own grocery store?

8 Steps: How to Open a Small Grocery Store

  1. Create a business plan.
  2. Determine your startup and ongoing costs.
  3. Choose a business structure.
  4. Set up your business bank accounts.
  5. Obtain the correct permits, licenses, and insurance.
  6. Purchase the equipment you need.
  7. Invest in a modern point of sale (POS) system.

How much does it cost to start a business in Zimbabwe?

You can register your company in Zimbabwe for as little as, US$59.99 for a PBC (Private Business Corporation) and, US$110 for a PLC (Private Limited Company).